Do you have that lean and hungry look, much like Cassius did in Julius Caesar? Or do you have a well-fed look about you; one that would not ever give rise to the suspicious that you were unacquainted with the whereabouts of the kitchen? Whatever your look, your body probably does end up storing some fat unless you are an Olympic level athlete.
In your spare time, the occasion may have arisen for you to wonder why do you store fat where you do. For instance, why is your belly or your double chin always the first place to reveal to the world that you were gorging on cheesecake? Is the world just conspiring against you or is there a biological reason? It turns out that two hormones estrogen and testosterone seem to play an essential role in how you put on fat and where it accumulates, besides apparently the fact that you ate a bucket of french fries.
Estrogen makes women put on fat around the hips and thighs. The fat they accumulate ensures that they can bear a child, especially during the childbearing years. Estrogen reduces the risk of cardiovascular diseases, a compensation for the body fat if you will. Men, on the other hand, tend to put on weight around their waist or belly. Testosterone, which is the male hormone lends itself to helping accumulate fat around the abdomen. Even men who are fit and have high levels of testosterone will tend to put on belly fat; it just won’t show because they are otherwise fit. If you are on medication of some kind that lowers testosterone, all it will do is redistribute the fat away from the belly to the hips.
Unfortunately, there is no way to spot-treat fat. The only way to lose fat is to ensure that you eat less than your daily calorie requirement.